Checking



Personal Checking

No maintenance fees, no minimums,

and many of your favorite services - Free


$25 to open this account

Enjoy no-charge checking with no minimum balance required.

Free Debit Card, Free Internet Banking, Free On-line Bill Pay (for qualified customers), Free Phone Banking, Free Internal Transfers, and Free Overdraft Protection (with automatic sweep from a BLM Savings Account or Line of Credit)



Interest Bearing Checking

Earn interest on your balance


A minimum deposit of $500 is required to open this account. This account will have no maintenance fees if you maintain a daily minimum balance of $500, or an average monthly balance of $1,500. Accounts that do not meet these balance requirements will be charged a maintenance fee of $5 per month plus a charge of 25 per debit.

Interest rate = 0.10%

Annual Percentage Yield = 0.10%

Fees may reduce earnings.




Money Market Account

 Tiered Rates


A minimum deposit of $2,500 is required to open this account.



Daily Balance

Interest Rate

Annual Percentage
Yield

$0 - $2,499.99 0.10% 0.10%
$2,500 - $9,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.15% 0.15%
$25,000 - $49,999.99 0.20% 0.20%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 and over 0.30% 0.30%

Rates may change after account is opened.

You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties. An Excessive Debit Fee of $3.00 will be charged if this limit is exceeded.

A maintenance fee of $6.00 will be imposed every month if the daily balance in the account falls below $2,500.00 any day of the month. Fees may reduce earnings.




Service fees may apply to all accounts. See Schedule of Fees for details.

All rates effective May 29, 2013 and are subject to change without notice.